Turn variable loan risk into predictable cash flow.
Ballast analyzes your SBA loan, estimates your exposure to rising rates, and connects you with institutional providers who can help structure protection — all in plain English.
Three steps from uncertainty to a plan.
Upload your loan docs
Drop in your SBA note or amortization schedule. Ballast pulls the key terms.
See your rate exposure
Understand how a 1–3% rise in Prime would affect your monthly payment and cash flow.
Request protection quotes
We package your profile and connect you with qualified institutional providers.
Most SBA borrowers have floating-rate loans, but no treasury team.
Large corporations have entire desks managing interest-rate risk. Main Street borrowers are exposed to the same rate moves with none of the tooling. Ballast closes that gap with software designed for business owners, not Wall Street.
- Plain-English exposure analysis
- Sensitivity to +1%, +2%, +3% rate moves
- Curated introductions to qualified providers
Common questions
Ballast sits between your loan and qualified institutional providers. We are not a lender, broker-dealer, or advisor.
See your loan's exposure in minutes.
Upload your SBA loan and Ballast will generate an illustrative exposure report with plain-English protection options.